Asset-Based Lending
The Right Asset-Based Lending Solutions Tailored for Your Business Needs
In today's fast-paced business environment, maintaining a healthy cash flow and liquidity is vital. Asset-Based Loans (ABLs) offer a lifeline by providing businesses with the working capital they need to expand, make payroll, or even weather a financial storm. Our Asset-Based Lending services offer revolving lines of credit (LOC) structured around your business assets, ensuring that you have the liquidity when you need it the most.
Why Choose Our Asset-Based Lending Services?
Our expertise extends beyond offering individual asset-based loans. Some companies may be eligible to receive a combination of asset-based lending structures, and these can be combined with cash flow loans for maximum flexibility. Remember, the structure of your credit facilities can dramatically impact your company's ability to grow. That's why it's crucial to have a lending partner who understands your needs.
Schedule a Consultation with Our Experts
Don't let financial constraints hold you back. To explore the most suitable asset-based lending options for your business, schedule a call with our expert team today. Your business's potential is limitless—let us help you unlock it.
Unlock your business's growth potential with our flexible, customized Asset-Based Lending solutions. Contact us to find out how we can help you achieve your business objectives.
The Benefits of Our Asset-Based Lending Services
- Personalized Solutions
- Quick Access to Capital
- Multiple Asset Classes
- Scalability
Machinery & Equipment Financing
When it comes to lending against machinery and equipment, our loans are some of the most straightforward to secure. We base the loan size on a loan-to-value (LTV) ratio determined by professional appraisals. These loans are excellent for manufacturing and construction companies that have valuable machinery but might not have readily available cash.
Accounts Receivables Financing
Liquidity constraints can cripple a business, especially when customers delay payments. Our Accounts Receivables financing allows you to receive immediate capital by leveraging your outstanding invoices. The advance rate is calculated based on the eligibility of your AR, which is usually determined by billed vs unbilled status and the duration the AR has been outstanding.
Inventory Working Capital Loans
Inventory can be both an asset and a liability. While you need sufficient stock to meet demand, overstocking can freeze your working capital. We provide Inventory Working Capital Loans based on the Net Orderly Liquidation Value (NOLV) of your inventory.
Real Estate Financing
Businesses with owner-occupied real estate can use the property to secure loans. We conduct a professional appraisal and provide a loan based on the loan-to-value ratio. This is particularly useful for companies looking for large amounts of capital without diluting ownership.
Purchase Orders Financing
If your business has pending purchase orders from creditworthy clients but lacks the capital to fulfill them, our Purchase Orders Financing is the solution you need. We offer advance rates against the value of your purchase orders, providing you with the working capital needed to deliver on your commitments.
Intellectual Property Financing
For businesses in the tech or creative sectors, intellectual property can be your most valuable asset. Although rare, we offer loans against the litigation value of your IP portfolio, providing a unique way to generate working capital.
